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Our Services

If you would like to find out more about what we could do for you, we will sit down together at an initial Discovery Meeting, with no obligation on your part.

This is where we have the chance to find out all about each other, and at the end of this meeting we will likely advise you not to commit all the financial planning responsibilities for your life (and your death) to eightfourtwo. It will be too soon for that. Even though we confidently believe our transparent approach and consistent performance sets us apart, you won’t know that after just one meeting. Trust takes time to build.

With so much at stake, it makes sense to take things one step at a time, and that’s why we break our services down into three stages. The better you get to know us, the more comfortable we hope you’ll feel moving on to the next stage and entrusting us with more of your financial affairs.

Of course, every individual’s story is different. Some of our Members join us further along their journey and follow a very different path. We are well set up to accommodate that too.

To provide the appropriate starting point for your journey, we use different service levels to guide our thinking: Investment Service, Advisory Service and Wealth Service. This ensures you only get the services you need, and that you never pay for any that you don’t.


We have complete freedom to prepare the perfect investment solution for you because we are a true ‘whole of market’ firm.

Our investment proposition is designed to provide the strength and flexibility to support the financial plan we create at every stage. It could include a Model Portfolio Service or a Bespoke Portfolio Service with a dedicated Investment Manager, both of which deliver a diversified and risk-managed portfolio.

The value of your investments can go down as well as up, so you could get back less than you invested. Past performance is not a reliable indicator of future performance.


Our charging structure is simple, transparent and fair across both our financial planning and trust corporation services. It would be true to say we’re not the cheapest wealth management consultancy you could find, nor are we the most expensive.

With a company like ours, you should judge the fees you pay against the service and the rewards you receive. As we have explained already, our financial planners look after fewer individuals than a typical wealth management company and are, as a result, able to afford each one more time and attention. In terms of that equation, we are confident the value we offer our Members is unrivalled in the marketplace.

So, why won’t you find any figures on this website?

Simply because our fees, like everything else at eightfourtwo, are tailored to your individual needs. We make sure we provide you with everything you pay for without charging you for any benefits you don’t receive. That means Members with more wealth do not supplement the cost of services provided to Members with less. All will become clear as soon as we have established a road map for your journey with us.


Let's map out your financial future